INTRODUCING: Summer of Cash Back
Trade in your current loan for a better loan and earn up to $200 cash back!
Transfer your bank loan to Ontario Shores FCU and we’ll give you up to $200 cash back!* Call us to refinance your auto loan, personal loan, RV loan and/or home equity loan and get immediate cash at closing. AND, you’ll pay no closing costs!
AUTO LOANS: We’ll take care of paying off your current lender – all you have to do is get us the payoff quote. Same day approval in most cases. Rates as low as 1.75% APR**
HOME EQUITY LOANS: Easy application and closing in as little as 14 days. Loan to Value (LTV) up to 80% of appraisal. No application fees or closing costs. Rates as low as 2.95% APR** fixed. Line of Credit loans available too!
RV LOANS: Quick application and same day approval in most cases. Just supply us your payoff amount and we’ll take it from there. Rates as low as 3.30% APR**
PERSONAL LOANS: Same-day approval and easy payoff/transfer of your bank loan. Rates as low as 6.45% APR**
* Cash back calculated at .5% of the balance transferred. For example, transfer $30,000 and you’ll receive $150. Full recapture of the cash back award will occur if the loan is paid off within 12 months after closing. Existing OSFCU loans excluded. Limited time offer.
** APR=Annual Percentage Rate. Membership eligibility required. Subject to credit approval. APR may vary depending on individual credit history, underwriting factors, vehicle type, vehicle year, and length of the loan term. Rates reflect all available relationship discounts. Please ask for details on available discounts. All credit union programs, terms, and conditions are subject to change at any time without notice.