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Apply in under 5 minutes.

Great Auto Loan Rates

Rates as low as 5.50% APR.

Online Banking from your Phone

Enjoy the Freedom of Mobile Banking!

Online Security Tips

A Better Way to Pay for College

A private student loan solution with clear guidance and flexible funding.

Online Banking Log In

User ID:       

Note: Please use Enroll Only if you’re accessing your OSFCU accounts online for the first time. If you have accessed in the past, please enter your USER ID in the Banking Log In form field above.

Where you belong…

Originally established by teachers and employees in the Newfane Central School District, the Credit Union has continued to grow into a full service financial institution that now serves over 8,000 members in the Western New York counties of Niagara, Orleans, Genesee, Wyoming, Cattaraugus, Allegany, and Steuben. Now you can use your smart phone or mobile device to make deposits, pay bills, transfer funds and more!

Piggy Bank

Save Smarter

No matter what your money situation is now, saving can put you in a better one later.

Credit Cards

Credit Card / Loan Application

Applying for a credit card or loan is quick and easy! Use our online loan application.



As a member there are no monthly fees, no minimum balance and no per check charges!

Featured Rates

Home Equity
Line of Credit

Variable Rates as low as:

8.50% APR

Home Equity
Fixed Rate

Rates as low as:

6.50% APR


Rates as low as:

5.50% APR


Current Rate:

9.90% APR

News and Updates

Newfane Branch Construction Update At OSFCU, we always […]
Join us for Our Shred-it Event! Keeping your […]
2023 Annual Meeting Announcement Pre-registration by March 2, […]

Join us! Become a Member Today!