Fund Your College Dreams!

Apply for our 2025 Scholarship!

Join us! Become a Member Online Today!

Apply in under 5 minutes.

Get On Board With a Great Rate

Call, go online or visit your local branch to lock in this rate while
it lasts, and start watching your savings grow!

4.50% APY**

15-Month CD Rate

Great Auto Loan Rates

Rates as low as 5.50% APR.

Online Banking from your Phone

Enjoy the Freedom of Mobile Banking!

Online Security Tips

A Better Way to Pay for College

A private student loan solution with clear guidance and flexible funding.

Where you belong…

Originally established by teachers and employees in the Newfane Central School District, the Credit Union has continued to grow into a full service financial institution that now serves over 10,000 members in the Western New York counties of Niagara, Orleans, Genesee, Wyoming, Cattaraugus, Allegany, and Steuben. Now you can use your smart phone or mobile device to make deposits, pay bills, transfer funds and more!

Piggy Bank

Save Smarter

No matter what your money situation is now, saving can put you in a better one later.

Credit Cards

Credit Card / Loan Application

Applying for a credit card or loan is quick and easy! Use our online loan application.

Membership

Membership

As a member there are no monthly fees, no minimum balance and no per check charges!

Featured Rates

Home Equity
Line of Credit

Variable Rates as low as:

8.50% APR

Home Equity
Fixed Rate

Rates as low as:

6.50% APR

Auto
Loans

Rates as low as:

5.50% APR

Credit
Cards

Current Rate:

9.90% APR

News and Updates

2025 OSFCU Scholarship Program Now OPEN Our 2025 […]
Low Rates on Auto Loans and More Stay […]
Biennial Account Verification Our external auditor is verifying […]

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